Understand your balance

The top of Payments & Payouts shows three numbers, read live from Stripe every time you look:

• •Available — settled money that can be paid out to your bank right now.
• •Pending — recent card payments still inside Stripe's settlement window (roughly two business days). They move to available automatically.
• •Instantly available — the portion of your balance eligible for instant payout to a supported debit card or bank.

A busy Friday night shows up as a bigger pending number that becomes available early the next week — and if you're on the default daily schedule, it heads to your bank without you doing anything.